Reach your best customers based on real spend data

Promote your brand to high-intent shoppers who already spend in your category - measured with real bank transaction data

Turn shoppers into loyal customers with cashback-driven offers

Turn shoppers into loyal customers with cashback-driven offers

Turn shoppers into loyal customers with cashback-driven offers

Cheddar's open banking technology lets you target customers based on what they actually buy - not just what they browse

Cheddar's open banking technology lets you target customers based on what they actually buy - not just what they browse

Cheddar's open banking technology lets you target customers based on what they actually buy - not just what they browse

Cheddar helps brands connect with high-intent shoppers who are ready to spend

150+ brands already use Cheddar to reach real spenders, increase revenue, and drive loyalty.

Marketing that converts, powered by spend data

Privacy-first targeting: Get exclusive customer insights while respecting data security and compliance.

Deliver hyper-personalised cashback offers to customers based on where they already shop.

When an advertiser wants to reach....
Coffee enthusiasts

When an advertiser wants to reach....
Coffee enthusiasts

When an advertiser wants to reach....
Coffee enthusiasts

☕️

☕️

🙋‍♂️ 18-35 years old ♀ Male 📱 Mobile user
☕️ Coffee drinker 📍2 miles from our store in London
🙋‍♂️ 18-35 years old ♀ Male 📱 Mobile user
☕️ Coffee drinker 📍2 miles from our store in London
🙋‍♂️ 18-35 years old ♀ Male 📱 Mobile user
☕️ Coffee drinker 📍2 miles from our store in London

We show their offer to people like...
Josh M

We show their offer to people like...
Josh M

We show their offer to people like...
Josh M

☕️

🧋

📱

☕️

🧋

📱

🙋‍♂️ 30 yrs old ♀ Male 📱 iPhone user
❤️ Coffee Lover 📍2 Maida Vale, London
🙋‍♂️ 30 yrs old ♀ Male 📱 iPhone user
❤️ Coffee Lover 📍2 Maida Vale, London
🙋‍♂️ 30 yrs old ♀ Male 📱 iPhone user
❤️ Coffee Lover 📍2 Maida Vale, London

⚡️

Supercharge
customer acquisition
& retention

⚡️

⚡️

Supercharge
customer acquisition
& retention

⚡️

⚡️

Supercharge
customer acquisition
& retention

⚡️

Let's talk growth - see how Cheddar can scale your business

© 2025 Cheddar | Cheddar is the trading name of Cheddar Payments Limited, a company registered in England and Wales (No. 12895809).

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.

© 2025 Cheddar | Cheddar is the trading name of Cheddar Payments Limited, a company registered in England and Wales (No. 12895809).

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.

© 2025 Cheddar | Cheddar is the trading name of Cheddar Payments Limited, a company registered in England and Wales (No. 12895809).

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.