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Download Cheddar

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Send payment requests to anyone & get paid into your existing bank account

Link your bank & get cashback when you shop

Cashback Notification

Link your bank & get cashback when you shop

Use your existing bank cards with Cheddar & earn up to 35% free cashback

Scan with your phone to download Cheddar
Download on the App StoreGet in on Google Play

Link your bank & get paid back without fuss

Send payment requests to anyone &get paid into your existing bank account

Scan with your phone to download Cheddar
Download on the App StoreGet in on Google Play

Link your bank & get cashback when you shop

Use your existing bank cards with Cheddar & earn up to 35% free cashback

Download on the App StoreGet in on Google Play

Link your bank & get cashback when you shop

Use your existing bank cards with Cheddar & earn up to 35% free cashback

Download on the App StoreGet in on Google Play

Link your bank & get paid back without fuss

Send payment requests to anyone & get paid into your existing bank account

Download on the App StoreGet in on Google Play

Getting paid really is this simple...

Link your bank. Shop as normal.
Cheddar works with your existing bank. Link it, check offers & shop.
Get paid with QR codes or links
No more sharing account details. We create a bank transfer to your linked account.
Money sent to your bank
Cashback & payments are sent to your linked bank account directly. 100% cash, free & secure.
Scan QR code to get started

Cashback available in store and online at leading UK brands*

Trainline
Boohoo
Sports Direct
Just Eat
GAME
Joe and the Juice

*some brands may only offer cashback in-store or online. Check the offer in app for more details.

Personalized offers with
automatic cashback

Based on how you spend using your linked accounts, you’ll receive offers relevant to you. Spend using your bank cards and cashback will be earned automatically.

*some brands may only offer cashback in-store or online. Check the offer in app for more details.

Get paid back from friends,
who ever they bank with

It’s like Monzo-to-Monzo, or Revolut-to-Revolut...but with any bank. Send anyone a payment request, even if they’re not on Cheddar, and get paid for lunch/dinner/drinks/rent [delete as needed]

Request money in any combo

Even if they don’t have cheddar they can pay with their mobile or desktop browser

Bank-to-bank transfer

Transfers free from costs, sort codes and account numbers

Split any bill

Even if they don’t have cheddar they can pay with their mobile or desktop browser

Makes asking for cash easy

Drop a paylink in an iMessage, or WhatsApps and we’ll do the asking.

⚡️
Works with your existing
debit and credit cards

Link them in the app and shop as normal. If an offer is available, Cheddar will pay you back automatically.

Discover available offers in the cheddar app

Your offers update based on where you like to spend. Up to 20% cashback is auto applied for eligible purchases.

Also get paid by anyone

Send and receive money with friends instantly using your linked accounts. Stop using account details and transfer to QR codes and payment links. Only you need the app.

People paying each other with phones

Works with your existing bank

Nobody has time to manage another account. Securely link any UK bank account to instantly redeem cashback. Even better, request money from friends without the faff of sort code and account numbers.

Join the Cheddar community

The UK’s largest bank powered payments & rewards app

“Cheddar is genius.

Downloading the app and linking my card was quick and easy.”
Jason Hamilton
Personal Trainer
“A reliable, effortless way to make money back on your purchases...

love it!”
Demi
@savingmoneybish
“Cheddar has been an absolute game changer for me, making payments fast and effortless!”
Jonathan Lai
Cheddar User

FAQ

How does cashback work?

We support automatic cashback with all major UK financial institutes, and are authorised and regulated by the Financial Conduct Authority.

Where can I earn cashback?

We’ve partnered with leading retailers and brands in the UK. Check the cashback tab in the Cheddar app for a full and up-to-date list of where you can shop and earn. Just make sure you spend with a card that’s linked to Cheddar.

How much will I earn?

This really depends on how often you spend at our brand partners, but on average this is up to £1,250 per year. Not bad.

How do I redeem cashback?

It’s quick and easy. Check your balance in the cashback tab and hit a redeem button. Money is then sent to your linked bank account, usually in seconds.

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Ready to make some
Cheddar?

QR code

Scan to join Cheddar for free

Download on the App StoreGet in on Google Play
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© 2022 Cheddar | Cheddar is the trading name of Cheddar Payments Limited, a company registered in England and Wales (No. 12895809).

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.