*some brands may only offer cashback in-store or online. Check the offer in app for more details.
Based on how you spend using your linked accounts, you’ll receive offers relevant to you. Spend using your bank cards and cashback will be earned automatically.
*some brands may only offer cashback in-store or online. Check the offer in app for more details.
It’s like Monzo-to-Monzo, or Revolut-to-Revolut...but with any bank. Send anyone a payment request, even if they’re not on Cheddar, and get paid for lunch/dinner/drinks/rent [delete as needed]
Even if they don’t have cheddar they can pay with their mobile or desktop browser
Transfers free from costs, sort codes and account numbers
Even if they don’t have cheddar they can pay with their mobile or desktop browser
Drop a paylink in an iMessage, or WhatsApps and we’ll do the asking.
Link them in the app and shop as normal. If an offer is available, Cheddar will pay you back automatically.
Your offers update based on where you like to spend. Up to 20% cashback is auto applied for eligible purchases.
Send and receive money with friends instantly using your linked accounts. Stop using account details and transfer to QR codes and payment links. Only you need the app.
Nobody has time to manage another account. Securely link any UK bank account to instantly redeem cashback. Even better, request money from friends without the faff of sort code and account numbers.
The UK’s largest bank powered payments & rewards app
We support automatic cashback with all major UK financial institutes, and are authorised and regulated by the Financial Conduct Authority.
We’ve partnered with leading retailers and brands in the UK. Check the cashback tab in the Cheddar app for a full and up-to-date list of where you can shop and earn. Just make sure you spend with a card that’s linked to Cheddar.
This really depends on how often you spend at our brand partners, but on average this is up to £1,250 per year. Not bad.
It’s quick and easy. Check your balance in the cashback tab and hit a redeem button. Money is then sent to your linked bank account, usually in seconds.