The new dawn for loyalty and payments.
Frictionless rewards and payments
A mobile loyalty and payment solution that solves inefficiencies in legacy financial systems, innovating how people send and manage money, and leverage financial data securely.
Encrypted, data first
We connect securely to the accounts of our customers using 256-byte encryption, enabling an unrivalled level of personalisation based on spending behaviour, not cookies or clicks.
No cards. No sensitive payment data.
Abolishing cards removes legacy fees and the use of sensitive payment data, eliminating card fraud. All payments on our platform are made using Strong Customer Authentication (SCA).
Transparent
No complex or hidden fees. Owning our infrastructure enables us to offer simple and transparent pricing to retailers, as well as maximising cashback for consumers.
To do this, we’re directly authorised and regulated by the Financial Conduct Authority (FCA) as a Payment Initiation Service Provider and Account Information Service Provider (PISP/AISP).
