M&S

M&S cashback - earn up to 4.5% instantly with Cheddar

up to

4.5%

up to

4.5%

Get Offer

Get cashback every time you shop at M&S. Use Cheddar to buy gift cards, earn rewards instantly, and unlock exclusive perks to save even more.

Cashback Rate

up to

4.5%

Reward payout time

⚡️

Instant

Earn up to 4.5% cashback on M&S gift cards with Cheddar. Save on every purchase with no hidden fees.

How Cheddar Works at M&S

Download the Cheddar App

Get Cheddar free on iOS or Android in minutes by tapping a button on this page.

2. Find M&S in the App

Search for M&S gift cards in our retailer listings.

Choose Your Gift Card amount

Pick an amount and pay securely using Pay by Bank.

4. Earn Cashback Instantly

Up to 4.5% cashback is added to your Cheddar account immediately.

5. Shop at M&S

Use your gift card in-store or online (check in app for terms) just like using a rewards card at checkout.

Frequently Asked Questions

Is the cashback guaranteed at M&S?

You can earn up to 4.5% cashback every time. Cashback rates may vary depending on Cheddar perks like boosts, so check the app for the latest rates.

Can I use my M&S gift card both in-store and online?

It depends on M&S’s policy. Some brands allow both in-store and online redemption, while others may be limited to one channel. This is clearly displayed on the M&S offer page in the app.

How do I track my cashback earnings?

Your cashback is added instantly to your Cheddar account, where you can view and track all your savings, as well as redeem the cashback to your bank account.

Are there any fees associated with buying M&S gift cards on Cheddar?

No. You pay only the face value of the gift card and earn cashback in return — no hidden charges.

How do I download the Cheddar app?

Download the Cheddar app for iOS or Android, create a free account, and start earning cashback today.

Benefits of Using Cheddar for M&S

Instant Savings When You Spend

Earn up to 4.5% cashback the moment you buy your gift card - no waiting periods or complicated rebates.

No Hidden Fees

Earn up to 4.5% cashback the moment you buy your gift card - no waiting periods or complicated rebates.

Shop In-Store and/or Online

Check where the M&S gift card can be used in the Cheddar app.

Safe & Secure

Cheddar uses secure Pay by Bank Transfer payment processing to maximise your cashback and protect your transactions.

Continually Updated Offers

Because M&S’s rate may change, we always display the most current cashback rate in the app.

Ready to save at M&S?

Download Cheddar now and earn up to 4.5% cashback on every M&S purchase.

Download Cheddar

*Offers and cashback rates are subject to change without notice. M&S™ and any other brand trademarks are the property of their respective owners. All company names are used only for identification purposes. Cheddar is not affiliated with or endorsed by M&S.

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Privacy

Terms

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.

Privacy

Terms

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.

Privacy

Terms

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.