Send and receive money with friends and family, regardless of where they bank.

Paying back half your share of dinner? Trying to get paid back quickly for covering the group expenses? Cheddar is the easiest way to send money to friends and family, even if their bank isn’t the same as yours. Money moves directly from bank account to bank account, almost instantly. Sign up takes a couple of minutes, and getting paid takes seconds.

See how Cheddar works

It's super convenient, secure and fast! Ready to start sending and receiving money the new way using Cheddar? Here's how.

See how Cheddar works

Find Cheddar in the app store or on google play. Sign up takes less than 2 minutes. Confirm your contact details and link your bank account so that you can start getting paid into it instantly.

Step 1
Get the Cheddar app

Find Cheddar in the app store or on google play. Sign up takes less than 2 minutes. Confirm your contact details and link your bank account so that you can start getting paid into it instantly.

Step2
Choose amount to send or request

Sandra Pay RequestMark Made a Payment

Enter the amount then select if you want to request or send money. Tapping the QR icon generates a scanable code, or pay links can be generated to share anywhere you like.

Step 3
Select someone

Choose a contact, or enter their mobile number or Cheddar tag to find friends and family. From university friends to your babysitter, move money better UK bank accounts easily without sharing account details. You can even add a note and gif for added fun.

Step 4
Send or request payment

Select pay or request to finalise. You’ll switch to your banking app to send payments. Requests are received instantly. Cheddar can be used to move money between UK bank accounts  with anyone you trust, from university friends to your babysitter.

Step 1
Get the
Cheddar app

Find Cheddar in the app store or on google play. Sign up takes less than 2 minutes. Confirm your contact details and link your bank account so that you can start getting paid into it instantly. Your bank confirms your account details so you never have to again!

Who doesn’t like being social? Now you can send money as easy as having a friendly chat

Step 2
Choose amount to send or request

Choose the amount then select if you want to request or send money. Tapping the QR icon generates a scanable code, or pay links can be generated to share anywhere you like.

Step 3
Select someone

Choose a contact, or enter their mobile number or Cheddar tag to find friends and family. From university friends to your babysitter, move money better UK bank accounts easily without sharing account details. You can even add a note and a gif.

Who doesn’t like being social? Now you can send money as easy as having a friendly chat

Step 4
Send or request payment

Select pay or request to finalise. You’ll be switched to your banking app to confirm sending payments with bank level security, then you’ll return to Cheddar. Requests are received instantly. It’s that simple to move money between UK bank accounts with anyone you trust.

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© 2022 Cheddar | Cheddar is the trading name of Cheddar Payments Limited, a company registered in England and Wales (No. 12895809).

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.